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Atal Pension Yojana (APY)

Atal Pension Yojana (APY) is a government-backed pension scheme targeting workers in the unorganised sector. You contribute a small amount every month and receive a guaranteed pension of Rs 1,000 to Rs 5,000 per month after age 60. Enrol at our CSC centre — no bank visit needed.

Rs 100 Same day CSC Authorized
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Available Services

APY Enrolment

New Atal Pension Yojana account opening with your choice of pension amount (Rs 1,000 to Rs 5,000/month)

Documents needed

  • Aadhaar card
  • Active savings bank account linked to Aadhaar
  • Mobile number registered with Aadhaar
Rs 100 Same day

Documents Required

  • Aadhaar card
  • Savings bank account linked to Aadhaar
  • Mobile phone for OTP verification

Not sure what you need? Ask us on WhatsApp and we'll guide you.

How It Works

1

Choose Your Pension Amount

Decide how much monthly pension you want after age 60 — Rs 1,000, 2,000, 3,000, 4,000, or 5,000. We calculate your monthly contribution based on your age and choice.

2

Submit Documents

Bring your Aadhaar card and savings bank account details to our centre.

3

Enrolment Processed

We enrol you in APY through the official NPS portal. Your monthly contribution is auto-debited from your bank account.

4

PRAN Issued

You receive a Permanent Retirement Account Number (PRAN) which is your APY account identifier. Track your account anytime using this number.

Doorstep Pickup & Delivery Available

Can't visit our office? We collect documents from your doorstep and deliver them back.

Book Doorstep Service

Frequently Asked Questions

Who is eligible for Atal Pension Yojana?
Any Indian citizen aged 18–40 years with a savings bank account is eligible, provided they are not covered by any statutory social security scheme (EPF, NPS, etc.) and are not an income tax payer. APY is specifically designed for workers in the unorganised sector.
How much do I need to contribute to get Rs 5,000 pension?
Contributions depend on your age when you join. For example, if you join at age 25, you contribute around Rs 376 per month to get Rs 5,000 monthly pension after 60. If you join at 35, the contribution is around Rs 902 per month. The earlier you join, the smaller your monthly contribution.
What happens to my APY account if I die before age 60?
If you die before age 60, your spouse can continue contributing to the APY account and receive pension at 60. Alternatively, the full accumulated corpus is returned to your nominee. After age 60, if both the subscriber and spouse die, the accumulated corpus is paid to the nominee.
Can I exit APY before age 60?
Premature exit from APY before 60 is allowed only in exceptional circumstances — terminal illness or death. Otherwise, the account continues until you turn 60. The government co-contribution (50% of contribution, up to Rs 1,000/year) was available until 2015 but has since ended.

Ready to get started with Atal Pension Yojana (APY)?

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